Contact Us Now!

Frequently Asked Questions

Find answers to common questions about our investment services,
consultation process and financial solutions.
Categories
General
Suryoday Securities offers a range of investment services including stock and equity broking, mutual fund distribution, IPO services, bonds, fixed deposits, unlisted shares, and assistance with recovery of lost or physical shares. We have been serving investors since 1994.
You can book a consultation through our website or contact us directly by phone or email. Our advisors are available Monday to Saturday during business hours to discuss your financial goals and investment needs.
The first step is to book a consultation. During this initial meeting, our advisor will understand your financial situation, goals, and risk tolerance before recommending any solutions.
Equity & Broking
Equity investing involves buying shares of publicly listed companies, giving you partial ownership. Your returns depend on the company’s performance and prevailing market conditions. Equity investments carry market risk and returns are not guaranteed.
Begin by booking a consultation with our team. We will help you understand the equity market, evaluate your suitability for equity investments, and guide you through the account opening and investment process.
Our advisors provide guidance based on publicly available information and your financial objectives. Please note that equity investments are subject to market risk and past performance is not indicative of future results.
Mutual Funds
A mutual fund pools money from multiple investors and invests it in a diversified portfolio of securities managed by a professional fund manager. Investors receive units proportional to their investment, and returns depend on the fund’s portfolio performance.
You can invest in mutual funds as a one-time lump sum or through a Systematic Investment Plan (SIP), which allows regular investments of a fixed amount. Our team can guide you through the selection and investment process.
A Systematic Investment Plan (SIP) allows you to invest a fixed amount in a mutual fund at regular intervals — monthly or quarterly. SIPs can help instil investment discipline and may benefit from rupee cost averaging over time.
ipo
An Initial Public Offering (IPO) is the first time a private company offers its shares to the public by listing on a stock exchange. It allows the company to raise capital and gives investors the opportunity to participate in its growth.
Investors can apply for IPOs through ASBA (Application Supported by Blocked Amount) using their bank account or through UPI. Applications are made during the offer period. Allotment is not guaranteed, particularly in oversubscribed issues.
No. IPO allotment depends on subscription levels and the allotment process followed by the registrar. In oversubscribed IPOs, allotment is typically done through a lottery basis and cannot be guaranteed.
Bonds & Fixed Deposits
Bonds are debt instruments where you lend money to an issuer — government or company — for a defined period in return for regular interest payments and return of principal at maturity. They carry credit risk, interest rate risk, and liquidity risk.
A fixed deposit involves depositing a lump sum with a bank or company for a fixed period at a pre-agreed interest rate. The principal and interest are returned at maturity. They are generally considered more conservative than equity investments.
Interest rates on fixed deposits are typically fixed at the time of deposit. However, returns depend on the financial health of the issuer, and company FDs (unlike bank deposits with deposit insurance coverage) are not government-backed.
Share Recovery
Yes. We assist clients with the process of tracing, dematerialising, and recovering old physical or lost share certificates. Each case is unique and requires specific documentation and steps.
Required documents typically include proof of identity, proof of address, original share certificates or folio details, demat account information, and depending on the case, additional legal documents. Requirements vary by case.
The timeline depends on the complexity of the case, the responsiveness of the company or registrar, and the completeness of documentation. We provide guidance throughout the process but cannot guarantee specific timelines.
Unlisted Shares
Unlisted shares are shares of companies that have not yet listed on a stock exchange. They are generally bought and sold through direct negotiation or intermediaries. They offer potential upside but carry significantly higher risk than listed shares.
Key risks include limited liquidity (you may not be able to sell when you want to), limited publicly available information, valuation uncertainty, no guaranteed listing or exit, and the possibility of total capital loss.
let's begin
Ready to Start Your Investment Journey?

Book a free consultation with a Suryoday advisor and take the first confident step toward long-term financial security.

Consultation